Homeowners Program


August 26, 2022

Over the last few days, there has been a striking upswing in bad faith hurricane insurance lawsuits targeting major property insurance carriers.

August 26, 2022

How do you buy property insurance for something that cannot be touched? The literal impossibility of physical damage is a red flag to many insurers.

August 25, 2022
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Ordinance or Law Increased Amount of Coverage HO 04 77 03 22. This endorsement allows the insured to increase coverage for ordinance or law.

August 22, 2022

A review of the animal exclusion in the homeowners policy and revisions over time.

August 22, 2022

A theft claim falls apart with phony receipts.

August 15, 2022

When a roofer abandons a job midway, is it vandalism or something else, and is there coverage under the homeowners policy?

August 08, 2022

An overview of ISO's Executive Summary on Homeowner's results for 2021.

August 04, 2022

An insured cannot recover damages from an insurance company if they failed to comply with the policy and failed to allow the insurer to make the necessary repairs.

August 01, 2022
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HO 04 49 Building Additions and Alterations - Other Residence. Schedule for alterations at premises rented to an "insured" as a residence.

August 01, 2022

The Colorado Division of Insurance has issued a draft emergency regulation for comment regarding ordinance or law coverage for those in areas where building codes are being waived.