Homeowners Program


August 28, 2023

When a detached camper top is damaged in a structure fire, how does the homeowners policy respond?

August 28, 2023
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The rental agreement between a landlord and two tenants who allegedly flew a drone in their apartment did not expressly state the tenant's would be liable for water damage caused by their own negligence.

August 28, 2023

Multiple claims for the same loss get an insured in hot water.

August 25, 2023

An emergency order has been issued to protect and provide relief to insurance consumers.

August 21, 2023

The Hawaii insurance commissioner has issued a declaration regarding nonresident public adjusters assisting with claims.

August 14, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article, the last in the series Holding Water, looks at how courts have determined coverage for various water-related claims.

August 11, 2023

The predictions for the 2023 hurricane season.

August 07, 2023
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The updated ISO homeowners endorsement HO 04 36 03 22 Loss Assessment Coverage for Earthquake

August 07, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the homeowners policy.

July 31, 2023

When wind causes a tree to fall, is resultant water damage covered as a result of the wind damage?