Can lawnmowers be covered under the building portion of the policy?
What is the difference between empty farmland and vacant land?
Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.
This Q&A discusses the definition of vermin.
Garden paths and rock structures as other structures.
Does the location of vacant land matter?
Discusses date of loss versus date of assessment and payment of claim.
Is water from the roof surface water?
Wind driven rain on separate occasions damages same property.
When a husband and wife are collecting additional living expense due to a homeowners loss, the policy does not cover the expenses of a spouse who leaves the other spouse and sets up an additional household.