Homeowners Program


August 01, 2008

Can lawnmowers be covered under the building portion of the policy?

August 01, 2008

What is the difference between empty farmland and vacant land?

August 01, 2008

Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.

August 01, 2008

This Q&A discusses the definition of vermin.

August 01, 2008

Garden paths and rock structures as other structures.

August 01, 2008

Does the location of vacant land matter?

August 01, 2008

Discusses date of loss versus date of assessment and payment of claim.

August 01, 2008

Is water from the roof surface water?

August 01, 2008

Wind driven rain on separate occasions damages same property.

August 01, 2008

When a husband and wife are collecting additional living expense due to a homeowners loss, the policy does not cover the expenses of a spouse who leaves the other spouse and sets up an additional household.