Discusses deductibles that should be applied to loss assessment claims.

Homeowners and Personal Auto Policy—Loss Covered by Both? Our insured borrowed a pickup from his father-in-law, which had a utility trailer attached.…

Loss Assessment for New Roof? We have recently had a claim denied that has proven both disturbing and confusing, not only to us but to other agencies…

Discusses damage from an ice dam to the interior of the home.

Leased Hunting Land—How to Insure? Our question concerns a group of people who individually lease acreage for hunting purposes on a seasonal…

When the electrical current damages jewelry.

Is the cost to tear out a wall to fix a broken gas pipe covered under a homeowners policy?

Business Pursuits—Charitable and Social Boards A question has come up as to whether liability arising from an individual's service without pay as…

Application of pair/set clause to wall sconces.

Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…