Homeowners Program


Business Pursuits—Charitable and Social Boards A question has come up as to whether liability arising from an individual's service without pay as…

September 23, 2009

Application of pair/set clause to wall sconces.

September 23, 2009

Damage To Trees, Shrubs, and Lawns Caused While Protecting Property Recently, North Dakota residents have experienced flooding. Some residents took…

August 17, 2009

Actual Cash Value Insufficient for Damages to Historic Building   In Rockford Mut. Ins. Co. v. Pirtle, 911 N.E.2d 60 (Ind. Ct. App. 2009), the…

March 23, 2009

Discusses whether or not damage to pet's home alone qualifies for ALE.

Discusses delay in construction and settlement and payment of ALE.

December 10, 2008
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HO 23 32 12 08 Coal Mine Subsidence Coverage Part West Virginia (Non-Dwelling Structures), December 2008 edition

December 10, 2008
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HO 23 31 12 08 Coal Mine Subsidence Coverage Part - West Virginia (Dwelling Structures), December 2008 edition

October 27, 2008

Dish installed on roof leads to damage that's not discovered until later. What is the date of loss?

October 22, 2008

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some wet…