An overview of the significance of a ratings downgrade.

Insurance issues surrounding jet skis.

An analysis of the Supplemental Watercraft Liability Coverage Endorsement HO 24 75 that provides coverage for boats not covered by the homeowner policy.

Discusses droughts, related issues and possible losses that may result.

Fraud where a ring was claimed to be stolen.

HO 04 65 03 22 Coverage C Increased Special Limits of Liability. This revision includes watercraft and model or hobby aircraft.

Gangs try to take over fire cleaning service and extort other companies.

Describes what constructive total loss is, supported by case findings in marine, homeowners, property and automobile physical damage.

HO 24 75 03 22 Supplemental Watercraft Liability

An overview of the IBHS Wildfire Prepared Home Designation™ and its eligibility requirements.