Coins and stamps are some of the property with restricted limits on the homeowners policy. An issue is the difference between the coins in your pocket and the stamps you put on the mail, and those coins and stamps you collect. This discussion reviews court cases and policy language.

This homeowners endorsement HO 04 61 03 22 Scheduled Personal Property Coverage attaches to the standard homeowners forms and allows the insured to schedule specific property such as jewelry, cameras, silverware, stamps, coins and other property for a specific amount.

ISO homeowners endorsement HO 04 66 03 22 Coverage C Increased Special Limits of Liability. This form is used to increase the special limits for certain types of property such as jewelry, money, securities, watercraft, etc. It is to be used with forms HO 00 05, HO 00 04 with endorsement HO 05 24, and HO 00 06 with endorsement HO 17 31.

New regulation from the Colorado Insurance Department regarding ordinance or law coverage and settlement of claims.

What happens when exposure to the peril is during the policy period, but the damage doesn't occur until after the policy lapses?

New Jersey has long been known for its strict gun laws, and a new bill before the state legislature would introduce an additional insurance requirement for individuals wishing to carry a firearm in public.

A new regulation in California requires insurers to develop pricing that includes discounts for certain wildfire mitigation efforts.

An insured tries to blame graffiti and a fire on someone else.

This chart provides the valued policy statutes by state.

This article explains the purpose of Valued Policy Laws.