Discusses droughts and possible losses that can result.

Use of ATV at a state park.

Homeowners and Premises Liability August 4, 2015 Standard of Care Owed Summary: "A man's home is his castle" goes the saying.…

Discusses water backing up through drains in the home.

Discusses rationale behind scheduling, coverages, and exclusions.

Discusses status of carpeting, drapes and light fixtures as part of dwelling or personal property.

This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.

Insured seeks coverage for frozen pipe water damage when tenant did not pay the water bill.

Solar panels are becoming more popular. We had a homeowners claim denied when solar panels collapsed due to weight of ice and snow. The panels were…

This article discusses the exclusion for water backup of sewers and drains and relevant court cases, as well as endorsements providing coverage.