There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

How to submit coverage questions to FC&S.

A man fails to appear in court for charges for theft and filing a false insurance claim.

A synopsis of Risk Rating 2.0, the new flood insurance rating system.

Discusses what happens when the flood program isn't renewed.

Coverage for additional living expenses, civil authority, and business income all come into play after a disaster.

You can't claim to be in an accident after the fact.

When the animals didn't cause the loss.

This article walks the user through the many different ways to find forms in FC&S.

Summary of the cancellation/nonrenewal moratorium imposed by the California Insurance Department.