Coverage Format


May 11, 2011

Actual Cash Value Loss Settlement Windstorm or Hail Losses to Roof Surfacing, May 2011 edition

May 11, 2011

Actual Cash Value Loss Settlement, May 2011 edition

May 11, 2011

HO 05 80 05 11 Property Remediation for Escaped Liquid Fuel and Limited Lead and Escaped Liquid Fuel Liability Coverages, May 2011 edition

May 11, 2011

HO 24 82 05 11 Personal Injury Coverage, May 2011 edition

May 11, 2011

Road Repairs Covered under HO3? We represent a homeowner insured under an HO-3 in NC. The property is located on top of a mountain in a remote area…

May 11, 2011

Bulging Due to Power Outage and Humidity Due to the massive ice storm 1/27/09, we have many policyholders who have been without power, some going on…

May 11, 2011

Appraisal Clause Intent in Homeowners Policy Is the intent of the appraisal clause in an HO3 to settle differences in the actual cost of repairs, or…

May 11, 2011

Mitigation Expenses Coverage We would like to address a question that comes up continually with insurance companies. On landscaping and coverage B…

May 11, 2011

Discusses frozen pipe claim when tenant did not pay the utility bills.