Building or Personal Property?   Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…

Single or Multiple Occurrences   Insured picked up money from multiple business locations and while in his possession, the vehicle was broken into…

Liability for Tractor off Premises   We are looking for your opinion regarding liability coverage for a farm/garden tractor under a HO 03 04/91…

Discusses ALE when only contents are damaged.

Maintenance of a Motor Vehicle on a Homeowners Policy Insured girlfriend's mother was visiting the insured and pulled her auto into insured driveway.…

Theft Coverage Increase, May 2011 edition

June 2011 Dec Page   Question of the Month   Any person entrusted with legal responsibility for managing another's property or business following…

Fire breaks out in store, how is property valued?

Liquor Liability and the Business of Selling Alcoholic Beverages   The matter before the court pertained to a motion by the insurer for summary…

HO 17 33 05 11 Unit-Owners Rental To Others, May 2011 edition