Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm. Lightning hit his well pump, and wind blew a tree down onto…

The insured sustained a total loss on his dwelling covered under an AAIS homeowners policy. The insurance company paid $81,000, which was the amount…

The insured suffered a total loss to their residence. The insurance company has agreed to cover the cost of demolition, however, they refuse to pay…

Collapse of RetainingWall Causing Damage Our insured has a homeowners policy with form HO-3. Recently, hydrostatic pressure caused a retaining wall…

Discusses coverage for collapse of 20 year old ceiling.

Duplicate Contents Coverage I am handling a case on behalf of an insurance company. Coverage C of their homeowners policy is at issue in this bad faith…

Discusses damage from falling rain as opposed to surface water on a dwelling policy.

Deductible(s)—Damage by Wind and Lightning Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm.  Lightning…

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

Builder's contractual liability does not pass to homeowner.