Our insured has a standard homeowners policy. Last fall he and his daughter, age six, were in a department store when the daughter wandered off and…

Our insured, vice-president of sales for a large company, has an HO 00 03. We also insure the company under a standard ISO CGL. Recently, the vice-president…

There was a fire loss to the insured's home. I have reached agreements for the coverage A (building) portion of the claim on both replacement cost…

The following exclusions apply to: 1. all property covered under this form.c. Extremes of temperature or dampness of atmosphere.We do not pay…

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm. Lightning hit his well pump, and wind blew a tree down onto…

The insured sustained a total loss on his dwelling covered under an AAIS homeowners policy. The insurance company paid $81,000, which was the amount…

The insured suffered a total loss to their residence. The insurance company has agreed to cover the cost of demolition, however, they refuse to pay…

Collapse of RetainingWall Causing Damage Our insured has a homeowners policy with form HO-3. Recently, hydrostatic pressure caused a retaining wall…

Discusses coverage for collapse of 20 year old ceiling.