Our insured is a homeowner who is acting as his own general contractor in building his new home. Does he need to buy any additional liability coverage…

My client is insured under the HO-3 program. Recently, his ceiling collapsed. The dry wall was installed about 20 years ago using a product designed…

Debris Removal—Volunteer Expense The insured sustained a total loss on his dwelling covered under an AAIS homeowners policy. The insurance company…

Our insured has a homeowners policy with form HO-3. Recently, hydrostatic pressure caused a retaining wall to collapse. Part of the wall landed on…

A claim has been presented to us for payment resulting from a loss of antiques and collectibles due to a fire at an antique mall. The insured is seeking…

Our insured, who rents one of three units in a landlord-occupied dwelling, has an AAIS tenant homeowners policy. While playing, her children (all of…

We have had a claim denied under a homeowners policy and would like your help in explaining the denial to our insured.Here is what happened: our…

Our claims department continues to struggle with coverage provided by the CP 00 17 10 00 for (specifically) carpeting, and also wallpaper and paint…

Collectibles as Business Property A claim has been presented to us for payment resulting from a loss of antiques and collectibles due to a fire at an…

Our insured has a standard homeowners policy. Last fall he and his daughter, age six, were in a department store when the daughter wandered off and…