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NFIP is a governmental agency, and is one of many affected when the government shuts down over budgetary issues. This article explains just what happens to NFIP policies when the government shuts down.

Many eligible policyholders may be unaware of the potential benefit of the program.

The commissioner's office will execute a rehabilitation process.

Recently, the Eastern District of New York granted summary judgment to an insurer, holding that the insurer had no duty to defend based on the terms of an exclusion in the policy. This decision highlights how, where the facts plainly fall within a clearly-drafted exclusion, courts will not hesitate to enforce the exclusion as written.

While it is well known that an insured has a clear and convincing standard of proving bad faith in order to recover such damages, it is lesser recognized that an insured does not have to prove outrageous conduct or evil motive to prove entitlement to punitive damages.

It is automatically included in all policies, including for unmarried consumers.

Under Maryland law, motorists must carry EUIM or UM coverage.