Discusses pollution clean up when vehicles leaked oil.

Discusses application of deductibles when one peril causes loss to different types of property.

Storms Over a Period of Time Not Considered One Occurrence We have a question concerning the application of deductibles under a Builders Risk form..…

Repeated leakage or seepage over time.

Is a standalone smokehouse a fixture or a separate structure?

Depreciation Amount Withheld by Insurer We are public adjusters, and we have a commercial insured with a CP 00 10 04 02. The insured had a covered total…

Impaired Property and the CGL Form Our insured is a plumbing and heating business. The insured has a CGL policy and had a claim recently that was denied…

A question of location and territory provisions in the policy.

Replacement Building Covered by Commercial Property Form? Q An insured whose building was heavily damaged by fire has found another suitable structure…

Is theft of employee's tools covered when off the work premises?