Coverage Format


July 24, 2008

Certificates of Insurance and Conflicting Policy Language Q We have a question about certificates of insurance. Our insured was named as an additional…

July 24, 2008

Damage to Property Stored away from the Premises Not a Separate Loss Under CP 00 10 the policy provides coverage for all direct loss to property moved…

July 24, 2008

Fixture Includes Lawn Tent? Q Our insured is a country club with a tent that is used for outdoor events, such as receptions, dances, etc. It has a…

July 24, 2008

Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…

July 24, 2008

Fire as a Result of Burglary Covered? Q We insure a warehouse with the CP 00 10 04 02. The policy is endorsed with form CP 12 11 10 00, burglary and…

July 24, 2008

Computer Virus as Vandalism Q Computer equipment belonging to our commercial property insured was recently damaged by the "Monkey B Virus." The equipment…

July 24, 2008

Faulty Workmanship and Completed Operations My question has to do with faulty workmanship. I know that the CGL form covers the risk of defective work…

July 24, 2008

Definitions in CGL Form Affect Coverage Our insured is being sued along with the health insurance provider by a hospital because the health insurance…

July 24, 2008

Discusses exclusions for negligent acts in a builders risk policy.

July 24, 2008

Discusses when property is in transit.