Include Virtual Currency as MoneyIncludes copyrighted material of Insurance Services Office, Inc., with its permission.    October…

Employee Theft and Direct or Indirect Loss   April 10, 2017   On a proven employee theft where the employee bookkeeper entered fraudulent…

March 27, 2017 On a proven employee theft where the employee bookkeeper entered fraudulent payroll or commissions which the employer paid until…

October 10, 2016   The insurer filed a declaratory judgment action seeking a declaration that it had no defense or indemnification duties in an…

Liability for Guests' Property—Crime Coverage October 24, 2016 Safe Deposit and Premises Coverage FormsSummary: The crime program…

Optional Crime and Fidelity Endorsements   November 9, 2015 Used to Broaden Coverage  Summary: Category 04 of crime forms in the ISO program…

Crime Causes of Loss November, 3, 2015 Different Types of Crimes Summary: When the crime insurance program of Insurance Services…

Fraudulent Impersonation November 2, 2015 Summary: Identity theft is a widespread issue and does not seem to be slowing down. One of…

Manifest Intent   March 30, 2015   A bank brought an action against the issuer of a fidelity bond seeking to recover losses caused when one…

CR 00 41 08 13 Kidnap/Ransom and Extortion Policy, August 2013 Edition