Failure to Conform Exclusion   March 4, 2013   The insurer brought an action seeking a declaration that its policies did not cover a class…

Wet Floor Versus Wet Rot This question is in regards to the ISO HO-3 policies, an edition after the 4/91. Often we have claims submitted where the…

March 2013 Intro Page     Dec Page   The article of the month deals with the 1943 New York standard fire insurance policy. The idea and…

The Supreme Court of New Jersey held that the state's mandatory insurance statute trumped an auto policy's business pursuits exclusion clause in The…

March 2013 Dec Page   Article of the Month   The article of the month, Standard Fire Insurance Policy, concerns the 1943 New York standard…

February 2013 Dec Page   Article of the Month   The Utility Services Direct Damage and Time Element Losses and Coverages article discusses…

January 2013 Dec Page   Article of the Month   In the December 2012 Dec Page, an article pertaining to contractual liability insurance was…

Primary Versus Excess Coverage February 25, 2013 This is a dispute between insurance companies over coverage related to a car accident. The case…

Legionella Bacteria not a Pollutant   February 19, 2013   The insurer brought an action against its insured for a declaratory judgment seeking…

Broadened Personal Injury Protection Question February 18, 2013 Endorsement PP 05 01, named individuals—broadened personal injury protection coverage,…