September 2013 Dec Page   Article of the Month   Property, liability, inland marine, and other insurance forms, both commercial and personal…

Bed and Breakfast May Not Be a Business August 12, 2013 The homeowner policy allows for occasional rental of the dwelling to others. What if the insured…

Bad Faith Claim   August 5, 2013   The insured appealed from an order denying her motion for partial summary judgment as to a breach of contract…

Entertainers Insurance   August 6, 2013   Summary: The entertainment industry spends and earns billions of dollars a year creating movies,…

Employers Behaving Badly: Are Discriminatory Acts Covered?   The Deen Controversy and CGL   By Susan L. Massmann, CPCU From the August 2013…

Rental Car as Nonowned Vehicle August 5, 2013 We have a claim in which the insured drove across state lines with a co-worker in the co-worker's personal…

Asbestos Damage to Swimming Pool July 22, 2013 We have an insured with an HO-0003 (04/91) homeowner's policy. A neighboring property was having…

Vacancy Provision and the Building under Construction Exception   July 29, 2013 Our insured buys houses in foreclosure, repairs or remodels as…

Golf Cart as a Motor Vehicle   July 29, 2013 After obtaining a judgment against the tortfeasor for personal injuries sustained in an auto collision,…

August 2013 Intro Page   Dec Page   The article of the month deals with the self-insured retention (SIR). This is a concept that is widely…