July 2014 Dec Page Article of the Month   An insured's misrepresentation in obtaining coverage or fraud involving the policy can void coverage;…

Duty to Defend, Additional Insured Endorsement, and Potential Liability June 17, 2014 The owner and manager of a building brought an action for declaratory…

Standard Commercial Auto Program—Archived Article Introduction March 17, 2010   Summary: Insurance Services Office (ISO) files on behalf…

Warped Siding and Solar Energy June 10, 2014  A client of ours, who has an HO5 form, recently submitted a claim for the warping of their vinyl siding,…

Business Auto Form—Archived Article April 22, 2010 Declarations and Symbols Summary: Effective January 1, 1987, the Insurance Services Office…

Business Auto Definitions—Archived Article March 2010 Words and Terms Used Throughout The Policy Summary: Words and terms that have a contractually…

Department of Energy Notice Does Not Trigger Duty to Defend June 9, 2014 The Court of Appeals of Washington, Division 1, held that a letter from the…

Faulty Construction Exclusion and Ensuing Covered Loss Claim The insureds filed an action against the insurer seeking a declaration that an all risk…

Widespread Drug Addiction a Fortuitous Event May 27, 2014   On cross-motions for Summary Judgment, the United States District Court in South Carolina…

June 2014 Intro Page   Dec Page   The article of the month this month concerns the updates to the ISO dwelling fire policies. The policies…