October 2014 Dec Page Article of the Month   The essential purpose of any reporting form is to allow an insured with property that fluctuates in…

October 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with general principles of reporting policies. The essential…

Ordinary Diligence Requirement of the Insured   September 8, 2014   The insureds brought an action against the insurer and the insurance agent,…

Trailer Coverage under Symbol 2 September 8, 2014 Our insured had and still has a business auto policy, CA 00 01. Physical damage coverage is under…

Television Damaged during Testing September 2, 2014 I have an insured (subcontractor) who has set up a number of electronics to test the system as part…

Multi-million dollar claims and settlements alleging mold infestation have triggered other claims seeking damages.

No “Occurrence” When Damage to “Work”   September 2, 2014   Poor workmanship that causes damage to itself is invariably…

Products-Completed Operations Hazard Exception to Pollution Exclusion   August 25, 2014   The insured brought an action against the insurer…

     Limit on Coverage of Loss to Stock   August 25, 2014   On the declarations page of a CP 0010 06 07, Building and Personal…

September 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with ensuing losses. These losses are exceptions to…