Loss Payable Clause versus Lender's Loss Payable Clause November 2, 2015 What are the practical differences between a loss payable clause and a lender's…

November 2015 Dec Page   Article of the Month     To the extent insurers are willing, an alternate employer endorsement is a good way…

Legal Duty of Claims Adjuster   October 26, 2015   The insurer brought an action seeking a declaratory judgment that it had no duty to indemnify…

Determining Cause of Loss October 26, 2015 A hole was discovered in a client's pool super structure. They have an all risk policy. The insured believed…

Number of Accidents   October 19, 2015   The insurer appeals from a summary judgment granted to claimants. The question on appeal is whether…

Discussion of duty to defend.

Minimum Auto Liability Limits   October 12, 2015   The injured passenger brought an action against the insurer of a vehicle seeking a declaration…

Property Temporarily Off-Premises October 12, 2015 My question concerns the definition of "temporarily" as used in the business personal property off-premises…

If a policy is voided for misrepresentation on the application, is coverage still available to an innocent third-party claimant?