Freezing to Swimming Pool Water Lines February 8, 2016 Under the HO-3 policy, would freezing to plumbing lines run to an in ground swimming pool…

Anti-Stacking Provisions Reviewed   February 1, 2016   The injured pedestrian and his wife filed a joint complaint with the insurer seeking…

Coverage for Airbag Deployment February 1, 2016 If airbags deploy because of hitting a pothole, is there coverage under a standard personal auto policy?…

Installation Floater or Builders Risk? January 25, 2016 My question concerns a coverage dispute as to when coverage on an ISO installation floater ceases.…

Unjust Enrichment   January 25, 2016   The insurer sought a declaration that it did not owe a defense or indemnity to its insured after the…

The ensuing loss exception to certain perils.

Duties of the Insurer   January 18, 2016   The insured dump truck owner brought an action against its excess liability insurer, alleging that…

Claim Made Years after Death of Insured January 18, 2016 I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed…

Discusses coverages available for institutions at risk of violent attacks.

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…