June 2016 Dec Page   Article of the Month   Public policy against allowing a wrong-doer to profit from his own wrongful act precludes an insured…

Customers' Flooring under the Building and Personal Property Coverage Form May 30, 2016 We insure a flooring company that will store flooring in their…

One Accident versus Multiple Accidents State Farm Mutual Automobile Insurance Company sought a judgment declaring that several collisions constituted…

Waste from Dogs Left Alone May 23, 2016 The landlord owns a home insured on a DP-3. The tenant dies off premises, leaving two dogs inside, unknown…

This case deals with proximate when two unrelated acts, one excluded and one not, are involved as the cause of loss.

Duty to Defend—State Case Law   May 16, 2016 A State-by-State Summary   Summary: We noted in another discussion (see Duty to Defend…

Underinsured Motorist Coverage and WC   May 16, 2016   The plaintiff seeks underinsured motorist coverage from her employer, the State of…

This article provides a review of cases addressing various aspects of the business pursuits exclusion, along with a discussion of current homeowners policy language.

Efficient proximate cause and anti-concurrent causation language are only part of the coverage problems confronted after a hurricane loss.

Duty to Defend—State Case Law—Archived Article October, 2003 A State-by-State Summary Summary: We noted in another discussion (see…