Employer May Be Held Liable for Death Due to Lack of Workers Comp Coverage   November 7, 2016 The insured is a supermarket that has a contract…

November 2016 Intro Page   Dec Page   The article of the month deals with governmental action. Property coverage forms commonly contain exclusions…

November 2016 Dec Page   Article of the Month   Property coverage forms commonly contain exclusions for loss caused by governmental or public…

Impaired Property   October 31, 2016   The insured brought an action against the insurer to recover for breach of the duty to defend and indemnify…

Vandalism or Remodeling? October 31, 2016 The insured has a CP 00 10 06 07, Causes Of Loss – Special Form. He rented his property to a tenant…

Chart Presents State-by-State Policy With Case Citations October 19, 2016 Most jurisdictions acknowledge the general rule of successor liability:…

Effect of lack of Insurable Interest for a Beneficiary   October 24, 2016   Policyholder, who was also the beneficiary of a life insurance…

My insured is covered by an HO3 10/00. At the rear of his home he has a large boat dock complete with a boat lift and metal canopy. My reading of the…

Settling Without Consent of Insurer   October 17, 2016   The condominium unit owner filed an action against the owners of an adjacent unit,…

Considerations on Additional Insureds   By David D. Thamann, JD, CPCU From the September 2016 issue of Claims Magazine   The commercial general…