Botnets, Bot Herders and Zombies June 19, 2017 Even though it might sound like a friendly little creature from another planet, a botnet is…

Beware of Ransomware   June 6, 2017   Ransomware (malware that encrypts data pending an extortion payment) threat is accelerating rapidly…

One Man’s Treasure   June 12, 2017   We insure a Business Auto Policy with Symbols 7, 8 and 9 for Property Damage. Our insured is a…

Domino’s or Uber: Walmart Employees Delivering Packages is Similar to One, Both, or Neither?   June 2, 2017 A June first article in the…

CATS and Dogs: When it’s More than a Summer Shower June 2, 2017 As many insurance professionals know, June first is the start of hurricane season,…

RCV Holdback When Less than Settlement Amount is Spent for Repairs June 5, 2017 Under the standard HO-3, within the Loss Settlement Condition, there…

E-Cigarette Use in the U.S. June 5, 2017 An Overview Summary: E-cigarette use in the U.S. is increasing, particularly among young adults. As a result,…

E-Cigarette and Vaping RegulationsMay 22, 2017The following chart provides state-by-state regulations for vaping and e-cigarettes. First…

Collapse of Hydraulic Platform Attached to Building a Covered Loss May 24, 2017 While the insured was using a hydraulic platform, permanently attached…

Drunk Driving may be Covered under the CGL   May 31, 2017   Recently, a federal district court in New York ruled that lawsuits against an…