South Dakota court rules that insurer had no duty to defend a claim against insured based on alienation of affection. The insured's actions were no accident and so, were not insurable.

Period of Indemnity and Period of Restoration Can you explain the difference between the period of indemnity and the period of restoration? California…

Property Loaned to Insured Exclusion Our insured is an interior designer who utilizes loaned items to decorate model homes. Our insured was loaned…

  In Elliott v. Continental Casualty Co., 2007 WL 530155 (La., 2007), an attorney brought an action claiming that his professional liability insurer…

The Eighth Circuit Court of Appeals ruled that a reasonable jury could find that an insurer breached its policy in Wood v. Foremost Ins. Co., No.06-1904,…

Renting of Office in Home On an HO3 policy, the insured is living in the house but is renting out a room for office space. An exclusion says that…

In Albert v. Farm Bur. Ins. Co., No. CA 05-352, 2005 WL 2864786 (La. App. Nov. 2, 2005), a Louisiana appeals court found that an employee's actions…

  Farm Coverage for Hazardous Material Our insured had a heating oil tank blown over during a windstorm requiring a haz mat clean up.  The…

In Novotny v. Farmers Ins. Co., Inc., No. 05-0110, 2006 WL 468704 (Iowa App. Mar. 1, 2006), an Iowa appeals court held that homeowners failed to show…

Signs Temporarily Unattached Excluded under Commercial Property Form Our insured had some signs that were permanently attached to the exterior walls…