November 2005 Intro Page No. 918 November 1, 2005 Dec Page   In the Dec Page, the question of the month deals with the meaning of the word "claim".…

Vendor Coverage for Distributor? Our insured is a small motel. It distributes shampoo and other toiletries to its guests as complimentary gifts. Does…

In Acuity v. Bagadia, 2008 WL 2439653 ( Wis. ), the Supreme Court of Wisconsin ruled that Acuity Mutual Insurance Co. must pay an almost $1 million…

Are lost profits and lost sales "property damage" in a CGL policy?

Questions how the CGL would respond in event insured hires musical entertainment and invites guests.

CGL Policy Expiration Time The CGL form clearly states that it is effective at 12:01 A.M. Standard Time. We don't see reference to the time of expiration.…

March 2006 Intro Page   No. 922 March 1, 2006 Dec Page   The question of the month deals with the catastrophic hurricanes of 2005 and the…

Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

A Louisiana appeals court ruled that an employer was not vicariously liable for its employee's actions in Torrence v. Lewis, No. 05-CA-72, 2005 WL 1278350…

Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…