Ice Causes Trees to Fall—Water Damage? We have a carrier coding the ice losses from tree branches breaking off and damaging homes as water losses.…

Discusses what is covered under the artificially generated electrical current peril.

Auto Physical Damage Coverage on Primary Basis Is there an endorsement to the standard business auto policy (BAP) that will make the employer's BAP…

Business Auto Coverage for Employee's Auto? Our insured owns a van that was parked in a garage on our insured's business premises. An employee of our…

Mobile Equipment used in Stunting Activity? We insure a non-profit organization that uses miniature vehicles in parades and other promotional activities.…

Liquor Liability Exposure for Insured We are concerned about liquor liability exposure. The insured is an Amvets hall and it sells liquor at meetings…

July 2008 Intro Page No. 950 July 1, 2008 Dec Page   The question of the month deals with identity theft. Identity theft is increasingly in the…

Mobile Equipment or Auto Under CGL? Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust down during…

July 2008 Dec Page Question of the Month   Identity theft is increasingly in the news and can cause insureds many problems. It is true that, by…

August 2008 Dec Page Question of the Month   Reinsurance is an integral part of the property/casualty insurance industry, but its principles may…