Core Article Library


"Who is an Insured" Clause under the CGL Form The commercial general liability (CGL) coverage form is supposed to be comprehensive in nature in that…

Installation Floater and a Dispute over Covered Property Our question concerns a dispute as to whether wiring installed by our insured, an electrician…

Collapse — Defective Materials or Methods Q A basement wall collapsed as a subcontractor, hired by my general contractor client, was back-filling.…

CGL Policy Expiration Time The CGL form clearly states that it is effective at 12:01 A.M. Standard Time. We don't see reference to the time of expiration.…

Collapse of Ceiling Covered? The acoustical ceiling in our church kitchen collapsed. The building is insured on a CP 00 10 with CP 10 30 attached. As…

Consequential Loss Caused by Odor Covered A client who owns a refrigerated warehouse experienced a covered loss to the refrigerating equipment of one…

Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…

Carbon Monoxide Poisoning Covered? Our insured had some friends in his garage for a get-together. Because it was winter, they had a space heater going.…

Asbestos Lawsuit and the CGL Form Q I insure an installation contractor who has been pulled into an asbestos-related lawsuit. The widow of a man who…

Contractual Interference as Cause of Damage Q My insured owns a strip shopping center. He has a ground lease with a corporation that allows them to…