Agents' Conduct in Connection with Real Estate Mergers Not “Professional Services”   In St. Paul Fire and Marine Ins. Co. v. ERA Oxford…

Intentional Injury Exclusion for Use of Date Rape Drug Not Illusory   Fire Ins. Exchange v. Sullivan, 2009 WL 1477715 (Colo.App.), arose out of…

August 2009 Dec Page Question of the Month   The standard CGL form excludes coverage for property damage to personal property in the care, custody,…

Regulation of Rating Laws-Archived May, 2004 State-By-State Summary Summary: Each state regulates insurers' rates in different ways. Some require…

Field Not Insured Premises under Homeowner’s Policy   In Mason v. Allstate Ins. Co., 2009 WL 1636588 (Ga.App.), Brick and Pam Mason and their…

Liability for Injury on Motor Home Campsite The insured has a motor home which he drives to a rented campsite for a weekend of pleasure. A third party…

States’ Acceptance of Electronic Signatures-Archive November 2006 Most states have adopted a form of the Uniform Electronic Transactions…

Care, Custody, or Control Exclusion and BAP Coverage We have a claim under a commercial auto policy involving an insured who parks his commercial vehicle…

June 2009 Dec Page Question of the Month   If the insured has a dune buggie or a motorbike or an all-terrain vehicle, he should know that the standard…

UM Not Triggered by Denial of Insured's Fault in Accident   In Estate of Anderson v. Safeco Ins. Co. of Illinois, 2009 WL 1491520 [C.A.8 ( Mo.…