Earth Movement Caused by Tree Roots Our insured's detached garage has been damaged by a neighbor's tree roots. As you can imagine, this has been going…

Discusses Zurich American Ins. Co. v. Key Cartage, Inc. where Supreme Court of Illinois examined whether a reciprocal coverage provision found in a commercial trucking insurance policy violated the public policy.

Personal Auto Exclusion A.3 and Multiple Insureds We have a claim in which the policyholder works for an auto dealership. He had a demo vehicle at his…

Assault and Battery Exclusion Includes Negligence   In Clinch v. Generali-U.S. Branch, 293 Conn. 774 (Conn., 2009), a restaurant patron claimed…

Employment-Related PracticesLiability Coverage—Archived ArticleSeptember, 2003ISO Coverage FormSummary: Employment-related…

Damaged Prosthetic Leg Covered by Medical or Homeowners Policy? This pertains to a Dwelling Policy 3- ISO form DWG 3 in Louisiana . Insured had a prosthetic…

Product Withdrawal Coverage Form—Archived ArticleLiability and Expense CoverageOctober, 2005Summary: The standard CGL form excludes coverage…

November 2009 Dec Page Question of the Month   What goes into the process of forming a captive insurance company? There are several factors that…

Discusses Delgado v. American Family Ins. Group. Appellant Dionicia Delgado was injured when the automobile in which she was a passenger collided with another automobile.

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…