February 2010 Intro Page   No.969 February 1, 2010  Dec Page   The question of the month deals with second (or successive) injury funds.…

February 2010 Dec Page Question of the Month   Many states provide second or successive injury funds to encourage employers to hire disabled workers.…

Business Owner Not an Insured, Cannot Collect Excess UIM Under Company’s Policy   In West Bend Mut. Ins. Co. v. Allstate Ins. Co., 2009 WL…

After a Quake: Insurance Coverage in Earthquake DisastersOn January 12, 2010, a magnitude 7.0 earthquake struck the island of Haiti. The quake…

January 11, 2010 Longshore and Harbor Workers Compensation Coverage for Restaurant Workers Our insured is planning to open a restaurant on a barge located…

In this case an employee died when a trench collapsed during sewer installation.

Vandalism Loss in Question January 4, 2010 Coverage is provided on a storage facility under the CP 10 20 06 95 cause of loss form. Two of the units…

One Collision Deductible or Two? December 28, 2009 Can you provide an opinion on a personal auto policy in which the insured strikes another owned auto…

Insured’s Intoxication Does Not Render an Intentional Act Accidental In State Farm Fire & Casualty Co. v. The Estate of Thomas W. Mehlman,…

Chinese Drywall and Corrosion   I have seen two recent FC&S articles regarding Chinese Drywall. The first is entitled "Chinese Drywall: The…