Workers Compensation, Personal Errand, and Medical Payments Q An employee of one of our insureds was to attend a business meeting on her employer's…

Stacking Of Coverage On Mobile Equipment Q We sometimes insure some scheduled mobile equipment on the business auto coverage form for liability and…

Pollution Cleanup and the CGL Form Q Our client operates an automotive supply business. His warehouse burned to the ground. Much of his merchandise…

Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…

An overview of claims involving EIFS.

Short-term Rental of Secondary Home Issues I am trying to determine whether the short-term rental of a secondary home compromises coverage in some way…

Fire Damage to Car from Negligent Battery Replacement Excluded as “Work You Performed”? The insured replaced a battery in a customer's…

What Constitutes “a Short Time”? In definition 4 of "coverage territory"  on the CG 00 01 12 04, part c. (2) indicates that coverage…

Partners' AutomobilesCoverage for the Partnershipand the PartnersSummary: Prior to the 1987 introduction of the simplified commercial…

Excluded "Backup" or Covered "Overflow" of Plumbing on Homeowners? Our customer is insured under an HO 00 03 05 01. His small son flushed a tennis ball…