How to settle ALE claim when claim exceeds policy time limit for coverage.

December 2011 Dec Page   Article of the Month   In terms of insurable liability, there are several ways that the insured can become legally…

E-Commerce Liability Exposures November 14, 2011 A Review of Exposure Concerns Summary: This article presents an analysis of the liability…

Does falling onto a vehicle count as being "on" the vehicle?

Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011   The subject property is a commercial condominium. There is a…

Definition of a Subcontractor In this diversity lawsuit, Mosser Construction (the insured) alleges that its insurer (Travelers) wrongfully declined…

Separation of Insureds   Current Version of Severability of Interests   October 31, 2011   Summary: This article discusses separation…

Number of Occurrences in Dispute The insurer appeals from the trial court's grant of summary judgment in favor of parents of two children who drowned…

Animal Exclusion Prevents Coverage under Homeowners Policy   The claimant sued the insurer seeking a declaration that a homeowner's policy provided…

November 2011 Intro Page   Dec Page   The article of the month in the Dec Page concerns the inventory shortages exclusion. The standard commercial…