Drywall and Paneling Replacement February 2, 2011 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance…

Appraisal and the Homeowners Policy February 2, 2011 I have three policyholders that have requested appraisal. The first one was concluded yesterday…

Specific Inventory Forms February 2, 2011 We have several adjusters who refuse to accept personal property inventory claims unless they are submitted…

Fine Arts and Oil Paintings February 2, 2011 We have a limitation under our policy for "loss to art glass windows and other works of art such as,…

Improvements and Betterments Coverage Requirements January 31, 2011 Insured is a tenant in a strip mall. The insured has owned the business since 1988,…

D&O Coverage and Other Insurance Provisions January 13, 2011 The client, a management company with its own professional liability coverage, is also…

Cleanup Cost Included in Covered Loss January 13, 2011 We insure a pretzel manufacturer. During a recent storm, the insured's building was infested…

Personal Property in Transit Coverage January 13, 2011 Our commercial property insured recently had a claim where a piece of ultrasound equipment was…

Additional Coverage under Property Extension Endorsement January 13, 2011 Does a property extension endorsement to a commercial policy offer additional…

Vacancy Definition under Commercial Property Policy January 13, 2011 We are dealing with an insurance company that is applying a large penalty to our…