Handling of Property Causes Property Damage July 5, 2011 We have a BAP with symbols 8 and 9 for liability coverages. Our insured hired a company to…

Med Pay Coverage under BOP June 20, 2011 Is the medical payments coverage under a BOP a per occurrence limit or per person limit? Illinois Subscriber…

Fire Damage and Coverage under CGL Form and BAP Our insured's employee was driving a semi load of bailed corn stalks from the field to another location…

Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the  process of insulating duct work. The technician…

Property Damage Coverage in Doubt The insured is a homeowners association. It contacted the local village to clear some trees and bushes in a common…

Lawyers Professional Liability ISO LW 00 01 03 11 June 6, 2011 Summary: The Insurance Services Office (ISO) has published a lawyers professional liability…

All Named Insureds Not Required to Sign Proof of Loss June 6, 2011 Can an insurer reject a proof of loss because it is signed by one, but not all, named…

Coverage C Limit for Property at Other Residences   I am looking for clarification on the ISO contract regarding the 10% of Coverage C limit for…

Liability Coverage When Part of the Property is Leased to an Oil Company   On an ISO HO 00 03 10 00 form, the insured leases land to a gas/oil…

Building or Personal Property?   Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…