Contract Analysis


This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

June 21, 2021

This final analysis of the MSO Commercial Auto Form MCA 010 11 14 covers common exclusions and conditions.

June 14, 2021

This 4th part of the MSO Commercial Auto Analysis discusses Part III A - Main Physical Damage Coverages, supplemental coverages, exclusions, limitations and special physical damage coverages.

May 31, 2021

The third of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section discusses liability exclusions and conditions.

May 21, 2021

The second of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section describes the Part II A Main Liability Coverages and Part II B Supplemental Coverages.

May 17, 2021

The first of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section describes the common glossaries, covered auto descriptions and symbols.

March 08, 2021

An analysis of new and revised umbrella and excess endorsements to be effective 8/1/2021.

November 30, 2020

Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.

November 16, 2020

This articles discusses the personal articles forms under ISO and AAIS.

July 16, 2020

This analysis explains the new HO 06 69 12 20 Utility Line Expense Coverage Endorsement that can be attached to homeowner forms.