When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

This is an analysis of the policy conditions included within and applicable to the ISO business auto coverage form

This document provides a detailed analysis of the Extra Expense Coverage Form, as contrased with Business Income Coverage.

Summary: There are a multitude of ISO commercial auto endorsements, and year by year, the list keeps growing. Rather than attempt a discussion of all…

This describes and contrasts the commercial auto medical payments coverage with that of personal lines and analyzes the coverages in the commercial auto medical payments coverage endorsement CA 99 03.

The homeowners policy excludes most motor vehicles with a few minor exceptions. There are endorsements for certain small, motorized vehicles that allow insurers to either provide coverage for or exclude coverage for vehicles such as motorized bicycles and mopeds.

This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.

This discussion analyzes ISO commercial auto endorsements identified in Category 27 - Additional Garage endorsements, and the single endorsement in Category 28 - Special Types.

This discussion analyzes the endorsements in ISO category 26, covering single interests.

This is fifth in a series of contract analyses addressing the ISO commercial auto endorsements by category, This analysis discusses endorsements identified in Category 25 - Garage Endorsements, which covers Auto Dealerships.