What happens when income loss is due to storm without damage.

A tenant with a BOP is unable to inhabit the premises because a hurricane took off the roof. Additionally, there was an off-premises power outage. The adjuster denies business income coverage.

Discusses who has care of a tenant's property in storage when it is mistakenly discarded by the insured.

Value Reporting Form—Archived Article August, 2003 Commercial Property Program Summary: The Insurance Services Office (ISO) value reporting…

Condominium Association Coverage Form—Archived Article April, 2001 ISO Commercial Property Program Summary: Both the condominium association…

Sprinkler Leakage Insurance—Archived Article July, 2004 A Discussion Summary: Sprinkler leakage insurance, well described by its title,…

Difference in Conditions (DIC) Policies—Archived Article October, 2003 A General Discussion Summary: Difference in Conditions (DIC) policies…

General Reporting Principles—Archived Article August, 1997 Requirements and Penalties Summary: The essential purpose of any reporting form…

Builders Risk Endorsements—Archived Article May, 2001 Major Endorsements for Use with Builders Risk Policy Summary: Several endorsements…

Blanket Coverage Discussed—Archived Article October, 2000 Advantages and Disadvantages Summary: There are two basic methods of insuring…