This discusses the earthquake occurrence and coverage application for earthquake and business income coverages when an earthquake continues beyond 168 hours, and when an insured is mandated not to continue use of hydraulic lifters to prevent further property damage.

Recording of webinar: Understanding Business Income Coverage - What Your Clients Need to Know presented on September 25, 2019.

Discusses physical damage coverage for a snowplow blade attached to a pickup truck.

Difference between surface water and water backup from sewers and drains is questioned.

Discussion of care, custody or control exclusion when only part of property is in care, custody or control.

Highlights the new fracking exclusion added to certain mandatory state endorsements.

MCM 8 20 08 15 MSO Mandatory Endorsement New Jersey.

MHW 010 09 10 MSO Houses of Worship Policy Delaware.

Questions if damage from deer is excluded due to the insects, birds, rodents or other animals exclusion.

Discusses whether the property deductible applies to vandalism of building glass breakage if there is no separate glass deductible shown in the Declarations.