Water presents one of the more confusing issues in coverage. The difference between backup, overflow, and discharge is important for determining coverage but these are not defined policy terms. Likewise, whether the water comes from drains or sewers on or off premises makes a difference as well. This article reviews this issue and homeowners and commercial property endorsements that provide coverage.

An insured put up with insufficient airflow for several years when a regular inspection would have caught the problem much earlier. But will there be coverage for this insured's loss?

Discusses the coverage issue questions involved in the collapse of the condominium building in Florida.

Recording of June 23 webinar Condominiums: Who Insures What?

Chart presenting landlord requirements regarding the management and prevention of bed bugs.

When the carrier is suspicious the insurance department investigates.

Summary of bill requiring carriers to advise insureds if business interruption coverage applies during a pandemic.

A case involving theft of cell phones by filing phony claims.

This article by advisory board member Ethan A. Gross, JD discusses the surging construction costs driven by the pandemic and the affect it may have on insureds and their coverage.

An unlicensed person sells insurance policies anyway, but pockets the funds.