Commercial Property


April 30, 2023

This article reviews a number of issues surrounding deductibles and how they should be applied.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

April 10, 2023

How does the age of a structure affect a denial of coverage for "wear and tear"?

This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

This article provides an overview of parametric insurance.

This is the third in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.

This is the second in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the insuring agreement, sensor, and premium sections of the policy.

March 20, 2023

Who pays for coverage when a landlord's busted pipe damaged a tenant's property?

March 13, 2023

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

March 13, 2023
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A copy of the FloodFlash Parametric Insurance policy form.