At look at the California wildfires and immediate coverage concerns.

A overview of common issues that occur when the temperature dips.

The phrase "sudden and accidental" is frequently used when discussing causes of loss. But is it really a policy requirement? This article looks at how the term is used in policy language.

An overview of the broad evidence rule.

When vandalism to a water pipe causes a large water bill, is there coverage?

An overview of newly released regulations regarding reinsurance and coverage in wildfire-prone areas.

This article discusses the evolution of the meaning of vandalism through case law.

Individuals claim to be attorneys and file bogus claims.

In this Q&A, a subscriber asks if extra pay given to employees after a loss falls under extra expense coverage.

A summary of the ISO Circular for December 4, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.