Discusses frozen pipes, and the vacancy provision in a building held for rent.

Discusses the meaning of the term suspension in older edition of the business income coverage form before ISO clarified the term.

Theft of Copper Not Vandalism An unknown person stole the copper and major components from our policyholder's A/C unit. He filed a claim for vandalism;…

Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

Valuable Papers Not Considered Raw Materials August 28, 2012 An insured has $50,000 limits in valuable papers coverage and has received a restoration…

Condominium Association Coverage FormAugust 30, 2012ISO Commercial Property ProgramSummary: Both the Condominium Association Coverage Form…

Standard Property Policy   August 20, 2012   ISO Commercial Property Program Summary: The Standard Property Policy (CP 00 99 10 12) of…

Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…

Condominium Commercial Unit-Owners Coverage FormAugust 14, 2012ISO Simplified Commercial Property ProgramSummary: Insurance Services Offices…