Discusses if restocking a store after a loss is covered extra expense.

Water Tower as Covered Property under Commercial Property Form   Our insured had an extensive fire at his hotel. On top of the hotel was a non-functional…

Pollutant Clean Up—Coverage for Testing and Removing Mysterious Barrels of Waste Our question concerns coverage under form CP 00 10 04 02, which…

This checklist provides various behaviors/actions/situations that could indicate arson was the cause of loss.

Master Red Flag Checklist   June 15, 2015   While a checklist for a particular type of fraud or claim filer may be useful in some claims,…

Does flooding of neighboring property activate flood insurance?

In separately insured apartment buildings, this questions if the business income loss is reduced to the extent displaced tenants were moved to another building.

Defective Design and Roof Collapse June 2, 2015 The insured suffered a casualty loss when heavy accumulations of snow on the roof of its premises caused…

AAIS Commercial Property Program—Builders Risk May, 2002 Completed Value and Reporting Forms Summary: The AAIS commercial property…

Questions a specific temperature to meet the requirement to maintain heat in a commercial building.