Commercial Property Program


July 08, 2019

Discusses the need for food contamination coverage and the coverage provided by the BOP endorsement BP 04 31, Food Contamination Endorsement.

July 08, 2019

Question regarding application of deductible on loss that has wind and lightning damage when multiple deductibles are on the policy for wind or hail and all other causes of loss.

July 01, 2019

A businessman filed claims for agricultural equipment that had not been stolen but instead had been seized by his creditors.

June 24, 2019

A question of fraudulent use of credit card and the exclusion for voluntary parting.

Question regarding whether coverage is provided for insured's mobile equipment damaged by contaminated fuel.

June 10, 2019
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Sometimes, what seems to be an occurrence may not be an occurrence.

Question regarding whether there is coverage for business interruption following Hurricane Maria, or if the exclusion for extended business income due to economic loss applies.

May 28, 2019

This column for National Underwriter P&C discusses the concept of "sudden and accidental" and how it is not required for most covered losses.

May 27, 2019

Discusses coverage for earthquake on standard property forms.