A perfect storm converged on this insured who was in the process of building renovations when COVID-19 hit, and while shutdown a theft occurred. Was his building vacant?

Discusses business income loss triggered by riots and civil disturbances, and when coverage would apply.

Building and Personal Property Coverage Form, October 2012 edition. The basic commercial property form.

This article discusses riots and civil commotion, coverage and court cases.

This article discusses possible insurance fraud that could stem from riot damages.

This article tracks bills being filed by states requiring carriers to provide business interruption coverage that is not in policy language. This is updated regularly.

A Pennsylvania Supreme Court Decision may help policyholders seeking claims coverage for COVID-19 losses.

Accumulated questions from subscribers related to COVID-19 and coronavirus.

Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.

While most of these cases have to do with business interruption and the virus exclusion, there are a couple of outliers. This article was adapted from ICLC, Insurance Coverage Law Center.