This article by advisory board member Ethan A. Gross, JD discusses the surging construction costs driven by the pandemic and the affect it may have on insureds and their coverage.

This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

An unlicensed person sells insurance policies anyway, but pockets the funds.

What happens when monkeys escape from a private home.

This article explains the development of the NFIP, changes over time, and how it works.

Caused by or resulting from in business income coverage - can someone explain the difference?

Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

Discusses snow melt, flood, tornadoes and other disasters and how to prepare.

Discusses the temporary authorization for adjusters to work flood claims in Hawaii.

Describes a bulletin issued March 11, 2021 describing certificate requirements.