This question and answer addresses a situation where a like kind and quality replacement is not available.

This chart provides the valued policy statutes by state.

This article explains the purpose of Valued Policy Laws.

Summary of the emergency bulletin issued in South Carolina regarding emergency adjusters.

A summary of the emergency order and the catastrophe reporting requirements issued by the Florida Office of Insurance Regulation and Commissioner Altmaier.

A selection of flood related questions and answers.

How the Industry Prepares for Hurricanes<br> Hurricanes always generate a certain dread/excitement within the insurance industry. While insureds may…

Things to consider for an agency owner when facing a disaster.

This is the first in a series of charts giving season, frequency, expected damages, and preparations for a variety of natural disasters.

When the employee works on the wood chipper and it subsequently fails to operate, is there coverage?