"Your Product" Exclusion and the CGL We handle the general liability insurance for a company that manufactures seats for delivery vehicles. The company…

July 22, 2008

A business that we insure paid a new employee erroneously. Instead of paying the employee $680, the business paid him $11,000 for 680 hours of…

July 22, 2008

2005 Umbrella/Excess Liability Directory February 2006 This information was compiled by our sister publication, Florida Underwriter.   Absolute…

Garagekeepers Legal LiabilityInsurance and Rental Coverage Q We insure a garage under a standard ISO garage form. Collision coverage is provided for…

Partnerships and Individuals—Who Is An Insured? The commercial general liability (CGL) coverage form is supposed to be rather comprehensive in…

Legal Liability Coverage for a Lessee? We have an insured who has signed a lease that makes him responsible only for the roof. I interpret the damage…

July 21, 2008

Personal Property of Others under a Businessowners Policy Q Our insured is covered under a Businessowners Standard Property Coverage form BP 00 01…

July 21, 2008

Questions the amount payable on a blanket property policy when not insured to value.

Equipment Dealers Coverage Form and the Other Insurance Clause The other insurance clause on the commercial inland marine conditions form states the…

"Mechanical Breakdown" under Farm PolicyQOur farmowners insured was driving his tractor when he hit a rather large branch lying on the…